Escalada

johntimberThursday 7 june 2018 - 07:49:29

Climbing + life insurance?

Hello,

I have purchased a house and to go along with that we are looking into life insurance. My significant other is also my climbing partner. Discovery quoted us to a very reasonable amount for life and disability cover, but during the health checks etc we had obviously to declare that we are both climbers. They are almost doubled the monthly premium. We scored exceedingly well on the health stuff, so the only other factor was climbing. Now, I realize climbing is an inherently dangerous sport, but come on! We do not even Trad? (Yeah, they assess risk according to your style of climbing, at least they are informed) I'd hate to know how much they would jack up the price if we did play in the more adventurous end of the pool. How do people afford to climb and pay life insurance? Any advice or suggestions for not losing a giant chunk of money and still being insurer and able to climb? Am I just being unreasonable and this is normal?

Please help

I did not find the right solution from the Internet.

References:

http://www.climbing.co.za/forum/viewtopic.php?t=17578

Motion graphics video agency

Thank you